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Medicare : Medicare is a Health Insurance Program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease.

Medicaid : Medicaid is a jointly-funded, Federal-State health insurance program for certain low-income and needy people. It covers approximately 36 million individuals including children, the aged, blind, and/or disabled, and people who are eligible to receive federally assisted income maintenance payments.

State Children’s Health Insurance Program (SCHIP) : Kids that do not currently have health insurance are likely to be eligible, even if you are working.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) : Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs.

Clinical Laboratory Improvement Amendments (CLIA) : The objective of the CLIA program is to ensure quality laboratory testing. Although all clinical laboratories must be properly certified to receive Medicare or Medicaid payments, CLIA has no direct Medicare or Medicaid program responsibilities.

National Association of Health Underwriters (NAHU) : NAHU mission is to educate the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members’ ability to better serve consumers. It does this in a financially prudent and responsible manner.